Take Control of Your Student Loans Today with

Coach Heather

Expert Guidance on Loan Forgiveness, Borrower Defense, and Repayment Options.

Welcome To

On Track Consulting

At On Track Consulting, we believe that navigating student loan debt shouldn't be a solo journey. With over a decade of experience, Coach Heather provides the expert guidance and personalized support you need to take control of your student loans, explore loan forgiveness options, and regain financial stability. Let's embark on this journey together.

Our Services

To Keep You On Track

Free 15-Minute Discovery Call

Not sure where to start? Let’s discuss your student loan situation and explore your options during a free, no-obligation call.

30-Minute Student Loan Consultation

A deep dive into your student loans, customized repayment strategies, and eligibility assessment for loan forgiveness.

60-Minute Borrower Defense Consultation

If you believe you were misled by your school, we’ll guide you through the Borrower Defense application process and help you build a strong case.

Why Choose On Track Consulting?

  • Experience & Expertise: Over a decade of experience helping borrowers navigate loan forgiveness programs.

  • Personalized Approach: No cookie-cutter solutions—customized guidance based on your unique situation.

  • Proven Results: Hundreds of clients empowered to take control of their student loan debt.

  • Mission-Driven: Helping individuals and families achieve financial stability through expert student loan consulting.

How We Work

At On Track Consulting, we streamline the process to make managing your student loans simple, stress-free, and hassle-free.

  • Step 1: Schedule Your Free Discovery Call

    Start with a 15-minute no-obligation call to discuss your student loan situation and explore your options. We'll listen to your concerns and outline possible paths forward.

  • Step 2: Personalized Consultation

    In a detailed one-on-one session, we analyze your specific loan details. We develop customized repayment strategies and assess your eligibility for loan forgiveness programs.

  • Step 3: Ongoing Support and Guidance

    We provide continuous support as you navigate your student loan journey. With regular check-ins and expert advice, we help ensure you stay on track towards financial freedom.

  • Step 4: Commitment to Your Success

    Your success is our priority. We offer ongoing resources and follow-up sessions to ensure you achieve your financial goals, providing peace of mind every step of the way.

Take the First Step Toward Student Loan Freedom

Free Discovery Call

Unsure where to begin? In our free 15-minute call, I’ll walk you through your options, answer your questions, and explore the best solutions for your student loans.